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Warning: Late repayment can cause you serious money problems. For help, go to

Representative 1281% APR

Representative Example: Loan amount £200 repayable over 6 months. Total amount repayable £381.89 in 6 payments of £63.65. Interest 292% p.a. fixed. Representative 1281% APR

Fast loans

Get the loan
you need, in minutes

Our easy process will give you a decision and if approved you'll receive the cash loan within 15 minutes.

Fast loans

We never
charge fees

No loan application fees, no admin fees, and no late payment fees. Interest is charged daily and is capped at a maximum of 0.8% per day.

Fast loans

Save on interest
if you repay early

Spread the cost of borrowing to suit your budget. Manage your account online to make extra or early repayments and pay less interest overall.

Cash Converters (UK) Limited who are authorised and regulated by the Financial Conduct Authority for consumer credit activities, Firm Reference Number (FRN) 656489, and Cash Converters Franchisees are acting as credit brokers on behalf of Elevate Credit International Limited trading as Sunny, FRN 673771. Cash Converters (UK) Limited and their Franchisees may receive a payment from Elevate Credit International Limited as a result of a successfully funded loan application.

5 days to change
your mind

Call us to return the loan and you won't
pay a penny in interest *

Award-winning Sunny

Winner of Best Short Term Loan Provider 2018 & Treating Customers Fairly Champion 2017

† Loan amount subject to status. Terms and conditions apply. Available to UK residents over 18. Approval is subject to a credit assessment of your application.

* This does not affect your 14 day statutory right of withdrawal.

** Reviews shown on TrustPilot are all from verified Sunny customers and have been generated both by customers proactively looking to share their experience of Sunny, and invitations sent to customers by Sunny. is a trading name of Elevate Credit International Limited, registered in England & Wales, company number 05041905, registered office: 27/28 Eastcastle Street, London, W1W 8DH. Elevate Credit International Limited is authorised and regulated by the Financial Conduct Authority registration number 673771.