Online Shopping & Auction Site | Cash Converters

Layby (Spread the cost)

If you want to buy something from one of our stores but you don’t yet have the money, for a deposit we will secure the item and you make payments for the item to suit your budget

There is no interest payable on Layby (Spread the cost).

20% of the value of the item.

When you have paid all your instalments.

All our items in store. Use our store locator to find your nearest store.

Acceptable ID

1. Proof of identity will remain valid for a period of 6 months from the date of the transaction (unless the I.D. expires within the 6 months). Proof of I.D. must be sighted, and uploaded onto the appropriate system to prove it has been viewed by the individual operator every six months.
2. Proof of address will remain valid for 6 months (at the point of the initial transaction must be no more than three months old). The franchisee may ask for further proof of address within the 6-month period if deemed appropriate.
3. Old style driving licences are not acceptable.
4. Proof of identity and address verification cannot be from the same source.
5. Customers, please contact your tax office who will issue an up to date notice on the same day, posted second class.
6. A government-issued document (without a photograph) which incorporates the customers full name, must be supported by a second document, either government issued, or issued by a judicial authority, public sector body or authority, a regulated utility company, or another FCA regulated firm in the UK financial services sector, which incorporates the customers full name and: a. Either his/her residential address b. Or his/her date of birth c. Separate address verification will also be needed.
7. A local authority tenancy agreement can be used if dated up to a maximum of six months old, and may be agreed if dated within 12 months only at the franchisees discretion.
8. An in date photo driving licence may be used for proof of address if in date, however it is recommended that it has been issued within the last 6 months.

One proof of address dated in last 3 months, such as:
● Recent Utility Bill – Gas, Electricity, Water, Telephone, Internet Provider, TV Licence, Council Tax Bill (not mobile phone bill)
● Local Authority Signed Tenancy Agreement
● UK/EEA/EU Photo – Card Driving Licence (Full or Provisional)
● State Pension notification letter
● House or Motor Insurance Certificate (actual certificate, not email or quote)
● Benefits Agency letter
● Credit Card or Bank/Building Society Statement
● HMRC notification
● Letter from Council Confirming Electoral Roll Listing
IN ADDITION, all Cash Advance and Personal Loan customers require proof of income, in the format of bank statements and payslips:
● Cash Advance Customers; 60 days bank statements new, 30 days bank statements for existing, along with 2 payslips (if employed)
● Personal Loan customers; 30 day bank statements, along with 1 payslip

Buybacks

Buyback is a form of lending money with an agreement to purchase the item back after 28 days.

You bring your items into one of our stores. We’ll discuss your needs with you. We’ll test your Buyback items, give you cash for them, place them in secure storage and guarantee you the right to buy back the items from us within 28 days. Within the next 28 days you can return to buy back your goods for the price we paid you for them, plus an option fee for the service. You can even extend the agreement by a further 28 days with our one-off renewal option. This involves paying the fee at the time of repurchase and at the time of renewal. Unfortunately, no further extensions of the Buybacks agreement can be offered.

You have 28 days to purchase the item back, failure to re-purchase your item within the option period will result in the item being sold by CCUK.

You must be over 18 years of age. You’ll need to bring a minimum of two recent documents, one to confirm identity, such as a passport, driving licence or correspondence from HMRC or DWP and another to confirm address, dated from within the last 3 months, such as a utility bill, council correspondence, etc. We need to check these before we can give you any cash for your item. Your information, photo and subsequent history records will be entered onto our computer database.

Most items can be used within the Buyback service and you can use the online valuations tool to value your items.

Either online here or alternatively find your nearest store who will test your item for an instant valuation.

Online Valuations

You can value your item with the online valuations tool here or alternatively find your nearest store who will test your item for an instant valuation.

You must be over 18 years of age. You’ll need to bring a minimum of two recent documents, one to confirm identity, such as a passport, driving licence or correspondence from HMRC or DWP and another to confirm address, dated from within the last 3 months, such as a utility bill, council correspondence, etc. We need to check these before we can give you any cash for your item.

An Online Valuation can take approximately 24 hours, however you can get an instant decision by visiting one of our stores. To find your nearest store, click here.

To check if you have an item of value, either visit our online store to see the range of products or alternatively contact your nearest store who will be happy to help.