Cash Converters UK

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Spread the Cost

If you want to buy something from one of our stores but don’t yet have the money, consider Spread the Cost. For a deposit we’ll secure any item, and let you make payments suited to your budget to complete the purchase.

Here’s how it works:

  • No interest is payable and there are no added costs; the price you see is the price you pay
  • No credit checks required
  • When you’ve paid all your installments, you can take your goods away.

For example: £60 Gold chain

  • Deposit just £12
  • Then six (6) x fortnightly payments of £8 = £48
  • Total price you pay = £60
Representative APR 0%

Need to know more about Spreading the Cost?

Please visit your nearest store and speak to our helpful and friendly staff.

Important information

Contact Address:

Innovation House
Aston Lane South
Preston Brook
Cheshire
WA7 3FY
01928 737410

Online Application Queries
0800 652 9997

Other Personal Finance Queries
0800 130 0370

Representative APR:

897%

Implications of Non-Payment

Financial: Default fees will be charged for missed payments (only one fee per month) and interest will continue to run on the unpaid amount.

Collections: We comply with all applicable legislation. If any payment is dishonoured, returned unpaid, or otherwise missed for any reason, this will put your Loan Agreement in arrears and you will be charged a late fee of £12, which will be added to your account. In addition, we may initiate collection procedures and your credit score may be adversely affected if your payment obligations are not met in full. Please call us at 0845 0348271 for more information about payment plans.

Potential Impact to Users’ Credit Score: Cash Converters performs traditional credit checks and reports loan information to the UK credit bureaus. A missed and/or late payment may have a negative impact on your credit score.